Insurance & Financing
Guiding You Through the Storm
Helping our customers navigate through the involved insurance process is our specialty. From start to finish, we will help you complete the entire project.
FINANCING YOUR DEDUCTIBLE
If the insurance deductible is outside of your budget, we offer a program to help homeowners limit their out-of-pocket expenses. We’ll cover the up-front cost, and you can pay us back in small installments over time. No credit checks.
If you are looking for insurance deductible solutions, then Spire Roofing Solutions is the company to call. We offer financing and insurance claim services that will make your roof-raising experience a pleasant one.
Helping our customers go through our insurance process is our specialty. From beginning to end, we will help you complete the entire process. Wait no longer and fill the request form today to get an estimate.
“We had yellow circles on the ceiling, which was caused by hail damage from 11 months ago! Spire Roofing came and recommended that we file a claim, which we did. The insurance company approved, and within three weeks, we had a new roof, gutters, and everything paid. The inspection visit from Spire was free, and we received pictures and all info. They also met with the insurance company and provided them with all the info. During replacement, we received drone footage of the progress. This was the smoothest replacement ever. Thank you for a wonderful job!”
— Ann W. —
Insurance FAQs
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Each homeowners insurance policy and company is different. The general coverage includes hail, tornado and wind damage. It is best to consult your insurance agent to determine what coverage your policy offers.
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Most insurance companies prevent a rate increase due to a claim by an ‘Act of God’, these include hail, wind, and tornado claims.
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A professional contractor can help do a full inspection, assist in the insurance claim process and make sure you are fairly represented in that claim process.
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Peace of mind. If the damage goes unrepaired it can cause serious damage including but not limited to leaks, structural damage, and even collapse. It is best to get the damage inspected and repairs scheduled as quickly as possible.
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Your homeowners insurance policy covers almost all of the costs of the repairs, so it would be smart to hire a contractor with quality materials and service to complete the job correctly the first time.
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Most contractors offer financing options for the homeowner to limit their upfront expenses. Ask us about the financing option we offer to help lessen the burden a deductible may cause you.
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Each insurance policy is different, its best to verify with your insurance agent on the details of your specific homeowners policy. Most insurance companies require you file within 1-2 years after the storm.
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If your insurance company denied your claim you have the option to re-file a new claim with a new inspection, see your insurance policy for restrictions. When you have the new inspection done, make sure your contractor is there to help with the process. Our highly-qualified contractor can help get a claim approved even if it was previously denied.
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There's a very good chance that if your neighbors need repairs or replacements, you may too. Reach out for a free inspection to know for sure.
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Hail damage on a roof can lead to various issues, including leaks, water flooding, mold, structural damage, and worst case roof collapse.
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Yes! Any damage to your home either storm or done by you can cause the value of the home to decrease. The storm damage can appear years later when you try to sell your home, at this point it may be too late to file an insurance claim. When a storm passes through your area it is important you get an inspection immediately to avoid costly repairs later.
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Your deductible is the self-insure portion of your homeowners insurance policy. The deductible amount or percentage is typically selected when your homeowners policy is first issued to you. The insurance company will cover all costs up to the stated policy limit, minus your deductible. Most insurance companies require the deductible to be paid first before any payments will be given to you or the contractor.
